Melissa is a mother of 2, lives in Utah, and writes for a multitude of sites. She is currently the EIC of and writes about health, wellness, and business topics.

Doing a 9-to-5 job may not earn you enough money to cover all those loan bills and mortgage. Thanks to the internet, regular income earners can increase their income with various small jobs on the side. Here are several side gigs you can work on at home to supplement your current income:

Online Freelancing

Freelancing online is one of the best ways to earn cash on the side. There are dozens of online websites that connect freelancers with potential clients. Freelancing jobs don’t pay much per task, but if you are willing to spend 10 or 20 hours each week working online, you can earn hundreds of dollars extra every month. It may take some time to build a reputation as a reliable freelancer, but if you can invest your time in this, the returns will be enough to cover monthly mortgage or debt payments.

Trading Cheap Stock

You can buy penny stocks literally with spare change. Use your quarters not in a vending machine, but on stocks that cost less than $5 for lucrative returns. It should be noted right away that cheap stocks are very risky. This sphere of stock trading is rife with frauds. However, savvy investors who research the origin of the stocks can enjoy spectacular returns. If you spend time understanding the risk and educating yourself on the companies the stock comes from, you can double or quadruple your investments in cheap stock in a matter of days.

Starting a Blog

Blogging can be lucrative, considering you do it right. You may have heard stories of people who have made careers out of blogging. Travel bloggers often boast of living the dream and making money just by going on vacation. While it’s possible to monetize a popular blog, don’t expect it to happen overnight. You will have to spend months or even years writing and establishing yourself as a blogger. Once you have a large following, you can make money selling ads and promoting products on your blog.

Making Handicrafts

Are you skilled at handicrafts like embroidery, model airplanes, pottery, artwork, and so on? You can sell the little trinkets you create online. It doesn’t cost a lot to make handicrafts at home. You can sell items for far more than what they cost you to make on places like Etsy. Handmade items are generally valued for their artisanship. If you are talented in this field, don’t let it go to waste.

Micro-Lending to Peers

There probably isn’t anyone who thinks they can make actual money becoming a moneylender. Aren’t there a lot of regulations involved in that? Not necessarily, if you are lending small amounts of money to strangers online. In recent years, websites like the Lending Club have become popular. Here, people can lend or borrow small amounts of cash around $100. If you become a peer-to-peer lender, you can earn interest on your money. This is a relatively convenient way to grow your spare cash. There may be some risks involved, especially if you use a dubious site or lend to someone who might default on the loan.

You can try your hand at any of the above that you feel might work for you. Keep in mind that you will have to invest considerable amounts of time, at least in the beginning, to make your side job into a success.