Understanding Your State’s Medicare Coverage

Each state has their own regulations and rules to Medicare and the coverage that it has. This is something that can be confusing, especially if you have moved recently. Either way this state by state guide to Medicare will give you the information that you need to understand what is offered in your state. Keep in mind that new government programs are happening all of the time and are making it easier for you to get and stay healthy. Learn about the other programs that are available in your state as you learn about the states Medicare coverage.

What You Need to Know When Moving to Another State

The most common reason that you might need to know information about another state and their Medicare practices is if you are moving. While you are in the process of establishing your residency, you will want to take care to do a number of things.

Steps with Medicare when You Move

Step 1? Notify Social Security of Your New Address

The first thing that you need to do is make sure that Social Security has your new address and that they are informed of your move. This can be done more easily if you receive Social Security benefits. If you do not, it can take a considerable amount of time.

Step 2? Know What You Can Do

The second thing that you should do is understand what exactly it is that you need to do. If you are moving permanently you can have Medicare Part C or Medicare Part D changed to the right address. This allows you access to the things that you need in the area where we live.

Step 3? Medicare Supplement Information

There are ten different Medicare Supplements that are called Medigaps. Some of these work will work in different locations. Understanding the exact plans that you have can actually make this quite simple.

To make sure that you fully understand this process, you can call your local Social Security office or even schedule an appointment to meet with someone. While it might seem like an inconvenience to do so, you will find that it is easier to take care of ahead of time then if you were to have problems later.

Information You Must Know About Appeals

There are a number of rights that you have when you are on Medicare. One of the first things that you should know is that you always have the right to appeal. You can choose to appeal if you have been denied coverage of services, medical supplies, prescription medications, doctor visits, or even hospital stays. Many people do not realize that they can appeal decisions that Medicare has made and that in many of these cases the appeals do end up with the services/supplies/medications being paid for.

Know the Difference Between Medicare and Medicaid

One of the things that many people do not fully understand is the difference between Medicare and Medicaid. Medicaid is the medical insurance available for those who can get private insurance and live below a certain income level. Medicare is the insurance provided through the government for those who have paid into it. You must have worked a job where you paid into Medicare for at least ten years in order to qualify. There are actually four different types of Medicare and some of these can be purchased in addition to private health insurance or Medicaid.

It is very important to understand what is going on with your Medicare based on the state that you live in. If you have been fatigued or feeling unhealthy then you should understand what is going on with your health. A simple vitamin deficiency could be to blame which could save you hundreds in health care cost.

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Melissa Thompson

Melissa is a mother of 2, lives in Utah, and writes for a multitude of sites. She is currently the EIC of HarcourtHealth.com and writes about health, wellness, and business topics.