Melissa is a mother of 2, lives in Utah, and writes for a multitude of sites. She is currently the EIC of HarcourtHealth.com and writes about health, wellness, and business topics.

It takes a lot to start a new business. Grit. Determination. A winning idea. No small amount of elbow grease and a lot of money. It is certainly not an easy thing to do. But the rewards can be spectacular for those who stay the course until they get their businesses up, running, and on the right foot. Unfortunately, even the best business ideas can stall out without the startup funding budding entrepreneurs need to begin working on their dreams.

There are many things people can do to help fund their startup dreams, but one of the most important things is to do something. People who continue to wait will never see results. Startup business loans are obvious first choices. Before investors go that route, though, they need to do a little research.

Most lenders prefer borrowers to have some “skin in the game.” What this means is that they need to present a sizable investment of their own so that the lender is not absorbing some of the risk. How borrowers come about those other funds is up to the borrower. Options include starting a side hustle that brings in additional income while working learning important skills about time management, resource management, and others that will aid in the business building process.

Additionally, borrowers might consider cashing in their own nest eggs to help them start their business dreams. In some instances, this means cashing in 401(k) savings or other savings. Some might even consider home equity loans or second mortgages. These represent huge risks to future financial security and stability, however and may not be the best choices to make.

However, that doesn’t eliminate all possibilities. Other options to consider include turning to friends and family for assistance. Some people use Go Fund Me campaigns as a less “in your face” effort to raise funds to start businesses that allow friends and family to donate, or not, publicly or anonymously, as they see fit. In other words, it allows would be entrepreneurs to ask for help without facing direct rejection.

Additional options include taking on partners, seeking venture capital, and turning to crowdfunding and/or angel investors. Today, more than ever, there are people looking to help others achieve their dreams of business ownership. In terms of pulling cash quickly, there is also the invoice factoring route. The first steps, however, always require some sort of leap of faith by those hoping to startup their own businesses.